Follow up to my previous blog about life insurance. Hubby and I had a little chat tonight over a wonderful dinner out. Turns out he has 3 policies that will be enough for what I wanted. Ooops, sorry for doubting you honey. I am ditzy sometimes I know.
I love my husband. :)
Friday, June 26, 2009
Wednesday, June 24, 2009
In The Event of Death
Sounds like a depressing subject, right? Yeah, I guess it could be, but the fact is everyone does die. I have been really thinking about the fact that I am not protected adequately if something happens to Dave. He is the breadwinner and makes a great living for us but with his income suddenly gone I'd be left with some SSI and a few other investments it would not come anywhere close to what we have now. I would be able to live independently but not in our home. More like a small apartment somewhere less expensive. I've been thinking that if I had the tragedy of losing my soulmate how could I cope with having to sell and leave my home right away too? It's just too much for me to think about. If I had the ability to wait one year before making major decisions I should be OK. So I contacted our Insurance Agent (we have every insurance except life) to find me a policy that will work to pay the house payment for one year. It's going to be expensive I'm sure because my hubby has this awful smoking habit *steaming*. But darn it - if he can spend all that money on cigarettes he should be able to make sure I'm not forced out of my home.
I was wondering if anyone has known anyone with this experience - where one spouse is completely dependent on the other spouse financially and there was a death. How do you deal with your future possibilities? Does this seem greedy to you? I don't know but I feel it is a way of taking care of myself so that my family won't be burdened. See, if I die first it won't impact Dave financially one bit. In fact I'm sure he'll come out ahead - LOL.
He has just been working like a dog this past year and I worry about his health but there isn't anything I can do to get him to change. But I can be prepared.
I was wondering if anyone has known anyone with this experience - where one spouse is completely dependent on the other spouse financially and there was a death. How do you deal with your future possibilities? Does this seem greedy to you? I don't know but I feel it is a way of taking care of myself so that my family won't be burdened. See, if I die first it won't impact Dave financially one bit. In fact I'm sure he'll come out ahead - LOL.
He has just been working like a dog this past year and I worry about his health but there isn't anything I can do to get him to change. But I can be prepared.
Sunday, June 21, 2009
Hello, it's me...
You know that song? Well, I thought it was a good lead in for someone that hasn't blogged in months. My daughter, Stephanie, has a kickass blog now and she has inspired me to start blogging again.
This is a feeble beginning to be sure but I am hoping it will get better. Today, Stephanie had a post titled 'A Letter To My Dad..' to her Dad that passed away 2 years and 6 months ago (gosh, has it really been that long)? Anyway it was coincidental that today I finally applied with the American Cancer Society as a volunteer - this was before I read her post. You see I have a Mother who suffers from the 'Me,Me,Me' syndrome and I am realizing that I can be like that too. I don't want to be like that. I long for connections and relationships with others. When Skip, Steph's Dad, was sick and the times that Stephanie really had to be at work I would step in and take him to radiation, Dr appts, errands, etc. The one thing that struck me so clearly was that this man was suffering and in the worst place in his life but still did not complain! He was so gracious and it was great for me to spend those last months around him. We talked and laughed a lot. I am so very happy that I was able to help him even in the little things. I couldn't be anything but grateful for my own life. Problems? What problems? Couldn't compare.
At the time I remember thinking that when Skip got better I wanted to volunteer to drive cancer patients to their appointments. Skip didn't get better and I was too raw from that to volunteer. Now is the time. I am ready. I will continue on with what we started. It's the least I can do. I have some strong opinions about cancer and doctors and how it's treated but I have a heart full of sympathy for people suffering from cancer and I hope to learn from and connect with some people that need a little helping hand and a little company. It really is the best way to get out of your own crap. When you think your life is shit there is always someone who has things worse than you. I encourage anyone with an extra hour or two per month to get out of yourself and find a volunteer position with something you are passionate about. We CAN make a difference. I love you Skip and I miss you.
This is a feeble beginning to be sure but I am hoping it will get better. Today, Stephanie had a post titled 'A Letter To My Dad..' to her Dad that passed away 2 years and 6 months ago (gosh, has it really been that long)? Anyway it was coincidental that today I finally applied with the American Cancer Society as a volunteer - this was before I read her post. You see I have a Mother who suffers from the 'Me,Me,Me' syndrome and I am realizing that I can be like that too. I don't want to be like that. I long for connections and relationships with others. When Skip, Steph's Dad, was sick and the times that Stephanie really had to be at work I would step in and take him to radiation, Dr appts, errands, etc. The one thing that struck me so clearly was that this man was suffering and in the worst place in his life but still did not complain! He was so gracious and it was great for me to spend those last months around him. We talked and laughed a lot. I am so very happy that I was able to help him even in the little things. I couldn't be anything but grateful for my own life. Problems? What problems? Couldn't compare.
At the time I remember thinking that when Skip got better I wanted to volunteer to drive cancer patients to their appointments. Skip didn't get better and I was too raw from that to volunteer. Now is the time. I am ready. I will continue on with what we started. It's the least I can do. I have some strong opinions about cancer and doctors and how it's treated but I have a heart full of sympathy for people suffering from cancer and I hope to learn from and connect with some people that need a little helping hand and a little company. It really is the best way to get out of your own crap. When you think your life is shit there is always someone who has things worse than you. I encourage anyone with an extra hour or two per month to get out of yourself and find a volunteer position with something you are passionate about. We CAN make a difference. I love you Skip and I miss you.
Monday, January 5, 2009
Houses, Painting and Shopping - OH MY
Lately, I have to keep pinching myself to make sure it's not a dream. We closed on our new house Dec 24th (Merry Christmas to us) and since then we took a vacation to beautiful Lake Tahoe, had the inside of the house painted, ordered all the blinds, bought new furniture, washer/dryer & TV. Whew! After working so hard last year Dave was rewarded with a nice bonus which is what made all this shopping possible. He has been so good to me in understanding how easily stressed I get with this moving business so he's made it as easy as possible for me. We are having the house packed up a week from today then moving the following day. Then I'm having a cleaning service come in to do the apartment. I am truly blessed. At times I feel a little uncomfortable with all this - like I don't deserve it. Dave, however, does deserve it so then I put it to rest. Oh, what the hell, maybe I deserve it after all. It was a rough year for me last year.
On a funny note - before we had the house painted (we couldn't live with the stark white walls) Dave deferred to me to choose the paint. Well, I learned a HUGE lesson: don't choose paint without seeing it on the wall first! I chose 'sunlit sand' - beigey yellow. It was painted while we were on vacation so we finally got to see the house last Tues. Can you say YELLOW????? It turned out much brighter yellow then I expected but, I'm working with it cuz I think when we're done with furniture and decor it will look great. And it is not all yellow - we left a lot of the white too. The blinds are white and the couch is plum. I'm trying for a Tuscany-ish decor. I can't wait to get everything together and take pictures. For now here are some of our furniture. The dining room set sans the bench. The coffee table and the sofa (in plum). We have a few more pieces but no pictures yet.
Luckily we will be all set up with the new TV to watch the inauguration. Big time celebration!
On a funny note - before we had the house painted (we couldn't live with the stark white walls) Dave deferred to me to choose the paint. Well, I learned a HUGE lesson: don't choose paint without seeing it on the wall first! I chose 'sunlit sand' - beigey yellow. It was painted while we were on vacation so we finally got to see the house last Tues. Can you say YELLOW????? It turned out much brighter yellow then I expected but, I'm working with it cuz I think when we're done with furniture and decor it will look great. And it is not all yellow - we left a lot of the white too. The blinds are white and the couch is plum. I'm trying for a Tuscany-ish decor. I can't wait to get everything together and take pictures. For now here are some of our furniture. The dining room set sans the bench. The coffee table and the sofa (in plum). We have a few more pieces but no pictures yet.
Luckily we will be all set up with the new TV to watch the inauguration. Big time celebration!
Tuesday, December 9, 2008
Back To Blond
Oh well, yes, I did try the dark hair for about 4-5 mos but I grew tired of it. It kept washing out and looking dingy so I went back to my old hairdresser in Ripon and she put me all back to normal. I love Gina cuz she just always knows what to do and what I like. So now I just have to drive an hour and a half to get my hair done every few months. That's perfectly fine though since my Mom, Dad, kids and grand kids all live in the area so I can visit too!
I really want to age with grace but it is so hard to see that I am not as young as I think I am. I am considering some botox or something and seriously considering a tummy tuck with a little breast lift to go with it. Ugh, what to do, what to do...
Monday, December 8, 2008
San Francisco Christmas
One of my favorite things to do is go to the City. In the summer I love going to Golden Gate Park, strolling along the bridge and whatever else catches our fancy. Union Square at Christmas time is a sight to see and I was fortunate enough to spend a few days with my very best friend this past week. Normally not much of a shopper, I went through Nordstroms, Macy's, and Victoria Secret looking and wishing that I was thinner. All the stores were decorated so beautifully giving me the much needed Christmas cheer. After all the shopping we went to the square and watched the ice skaters while we sipped on hot tea and waited for darkness to fall so we could really appreciate all the beautiful lights. We took a few pictures. Hope you enjoy them.
Sunday, November 23, 2008
It's Been Awhile
I haven't blogged in quite some time. We've been busy - we took a impromptu trip to Las Vegas for our Anniversary a few weeks ago. We had a great time and as always I wasn't ready to go home. I've taken a few tests for the County along with one panel interview. I made it through on one and I am on that list and am still waiting on the results for the other job. And for the big news - if all goes according to plan we will be in our brand new home in January!
I won't even go into all the details of how but we ended up with the deal of the year on this beautiful (well, to me) new home. We are in a community of town homes and single family homes (ours is a single family home). I am going to upload some vids I took today that show the house pretty well - although I am too lazy to edit them together and I started out recording on the 2nd floor instead of the 1st floor. There are 3 floors in the home. Hopefully it will make sense! We're pretty psyched about the whole thing.
Next week we'll be going over to my Mom's to take her and Dad out to dinner along with Christina and maybe Michael too. I hope everyone has a blessed and lovely Thanksgiving with your loved ones.
http://www.youtube.com/watch?v=bJimgzX6YRw
http://www.youtube.com/watch?v=MkqqByvIdVg
http://www.youtube.com/watch?v=MQvqyvzDb6I
http://www.youtube.com/watch?v=WXSQMNANxYg
I won't even go into all the details of how but we ended up with the deal of the year on this beautiful (well, to me) new home. We are in a community of town homes and single family homes (ours is a single family home). I am going to upload some vids I took today that show the house pretty well - although I am too lazy to edit them together and I started out recording on the 2nd floor instead of the 1st floor. There are 3 floors in the home. Hopefully it will make sense! We're pretty psyched about the whole thing.
Next week we'll be going over to my Mom's to take her and Dad out to dinner along with Christina and maybe Michael too. I hope everyone has a blessed and lovely Thanksgiving with your loved ones.
http://www.youtube.com/watch?v=bJimgzX6YRw
http://www.youtube.com/watch?v=MkqqByvIdVg
http://www.youtube.com/watch?v=MQvqyvzDb6I
http://www.youtube.com/watch?v=WXSQMNANxYg
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